For Tax Deduction

I just noticed today in my year end credit card statement 2016, I have used about $2500 in healthcare spending.

If only I have discovered this before I filed my taxes this could have been added to my deductions.

and could probably effective bring me the same amount in refunds, correct me if I am wrong, but lets keep it that way so that I will be motivated to remember this mistake when its tax season again.

Thank you!

AIDS not a hindrance to get a Heart Transplant

I have worked with heart transplant patients for the past 10 years already.

and its becoming often for me to see patients with HIV-AIDS get a heart transplant.

and so far they do well…

Some heart transplant centers will deny you if you have AIDS, if you have HIV you might want to try Baylor University Medical Center for your heart transplant and heart failure needs.

*I work at BUMC but i don;t get paid in writing this. so take this advice at your own risk. just dont want those lawsuit coming.

Avoid Sugar to decrease weight

avoid sugar- if you want to lose weight. Eat good breads instead like whole grain/wheat bread and not the white white bread.

Avoid Alcohol- basically it is a free glucose but coupled with side of food it could contribute to your gaining weight.

Exercise to lose weight.

Eat only when hungry and just enough, chew your food thoroughly and take time chew, because when you chew a food really good it sends impulses to your brain that you already ate a lot though just enough.

and Balance carbs and protien like eat more protien and less of carbs like rice, potatoes,pasta etc.

Real Estate Investment Tax Incentives

Since Tax season has started and coming to end, and since I have time to write this. I just want to share these tax perks you can get when you invest in real estate, sometimes tax preparers tend to forget to add this, all you have to do is prepare the following and your tax preparer will be happy to port this in so you can get tax the tax perks:

1. Interest Paid to your mortgage company- this can be found in your year end statement from your mortgage company, and usually this get sent to your address.

2. HOA fees or Management fees – if your real estate investment is managed by a property manager you can deduct that to your income as well as HOA fees.

3. Depreciation – this is one thing you need to add, your investment depreciates overtime and you can deduct that to your yearend income when you file your taxes.

4. Improvements- I dont know how this works but you can add this to the value of your property and I think this gets deducted also by using depreciation. This also include repair and rehab costs.

5. Green upgrade credits – like installing solar panels and green upgrades.

6. Insurance cost and taxes paid for the property are also tax deductible.

7. Tax deferred perks like

8. Local Travel –

9. Home Office-

10. Employee and independent contractors

11. Casualty and theft loses

12. Legal and professional services

13. 1031 exchange

14. Short Term vs Long Term Tax in real estate when selling.

 

so far this is the items i used to to lower my taxes and as well let me get a fat tax refund- and thats sweet!

Things You Need to Do When in Philippines

Well these are the things I did when I was in the Philippines but will add things here that might be interesting to do too:

1. Drink Young Coconut Juice and eat the meat!
2. Eat out in restaurants that are really good: Dampa, Max, Aristocrat, Vikings, Dads Saisaki… Mang Inasal,
3. Eat Lechon Manok
4. Grill fresh fish
5. eat Panga ng Tuna when in Gen San or Davao
6. Kilawen
7. Pinapaitan
8. Eat Fruits
9. Go malling at SM, Robinsons, Harrison, Glorietta etc
10. eat BBQ by the streets
11. eat Street Food
12. Buy Pasalubong
13. nothing can beat an ice cold San Mig Beer and Red Horse Beer
14. ride a Jeepney
15. ride a tricycle
16. go to star city.
17. Go to anitpolo
18. Bar hoping in Malate
19. go to the beach
20. pag brown out visit SM Malls or any other mall
21. Go to Samal Island
22. Go to Palawan-
23. Go to the beach!
24.

32 things to Buy for Balikbayan Box from USA

 

1. Chocolate (M&Ms, Hersheys,Godiva, Sees, Snickers, Reeses KitKat)
2. Candies (Jelly Belly, Nerds,)
3. T-shirts (Gap, Old Navy, Abercrombie, North face, RL,)
4. Souvenir Magnets from he 50 states or from your city.
5. Perfume (I like blue editions)
6. Electronics (iPhone, iPad, iWatch, Laptop, Nintendo, etc)
7. Shoes (Nike, Asics, Adidas, Under Armor, Reebok )
6. Toys (Disney,from Toys r us )
8. Food (bulk from Costco, Sams, Aldi, Walmart, Target, )
9. Nuts (Pecan, almonds, )
10. Fruit of the Loom and Hanes white shirts and products like socks, t-shirt, shorts…
11. Bible (nice bounded from Amazon)
12. Mug from Starbucks
13. Socks
14. Lotion
15. Watches
16. Jewelries
17. Microwavable pop corn packs
18. Mac and Cheese boxes
19. Canned goods (Spam,Campbells, any corned beef brand,)
20. Wine in boxes or bottle ( )
21. Pens and Pencil
22. Dollar Bill in $1 $5 $10 bills
23. Trader Joes Peanut Butter
24. Nutella
25. Trail Mix
16. Pistachios from Costco
17. Vitamins from Costco and Sams
18. Bags from Ross dress for less
19. Victorias Secret
20. Soap (Dove, Irish Spring,Head and Shoulders)
21. Make up and Lip stick
22. Stick Deodorants
23. Lotion (if you like bif containers, get it from Costco or sams)
24. Powdered Juice (Lemonade, Lipton Ice tea)
25. Pictures
26. Toys
27. Appliances
28. Jewelries
29. thick bath Towels
30. Caps and Hats
31. Jerseys of your fav sports team
32. Wine, Liquor, and Beer
33. Plates and dishes from Corningware
34.

 
Where to buy this things you can get them from ALDI, Walmart, Target, Kohls, Outlet Stores, Outlet Mall, and the best time to buy these is during holidays like after holloween, thanksgiving, and after Christmas day and new years day.

Where to buy Pasalubong in America

I am going home this December and I am starting to buy things for Pasalubong, I started to buy things for my Balikbayan Box and I usually use either Forex or LBC.

So last weekend we went to AlDI and I was amazed at how much my $200 loot gave me.

So here I am listing the store I will be going to shop and buy pasalubong this next weekend:
1. ALDI
2. Walmart
3. Target
4. Ross Dress for Less
5. Tuesday Morning
6. Big Lots
7. Macys
8. Gap
9. Old Navy
10. World Market
11.

and any discount stores…

if you know somewhere else I can buy my pasalubong please let me know, so I can add it to the list.

Pasalubong from Philippines

these are partial list an OFW can bring back abroad when its time to say bye to Philippines again:

1. Daing, Bulad, Dried Fish
2. Kakanin
3. Budbud Suman
4. Home cooked dish (you need it frozen)
5. Choc Nut
6. PiliNut
7. Delicacies from your town
8. Yema
9. Medications
10. Ointments
11. TShirt (shop at island TShirt)
12. Frozen siopao
13. Spices (Ginisa mix etc)
14. Guitar shirt(I like them because its cool and easy to wash but SM stock them in small pieces)
15. Tsitserya- tsitserya.com

tips:
1. freeze cooked food and cover the container with multiple pages of old newspaper.
2.

and sometimes your friends will tell you what they want so that will give you a clue of what to bring.

Pasalubong Ideas when going home to Philippines from US

Here are list of good pasalubong ideas and things you can buy before going home to the Philippines or  things to fill your balikbayan boxes:
1. Chocolate (M&Ms, Hersheys,Godiva, Sees, Snickers, Reeses KitKat)
2. Candies (Jelly Belly, Nerds, )
3. TShirt (Gap, Old Navy, Abercrombie, North face,)
4. Magnets
5. Perfume(I like blue editions)
6. Electronics (iPhone, iPad, iWatch, Laptop, etc)
7. Shoes (Nike, Asics, Adidas, Under Armor, )
6. Toys (Disney,from Toys r us )
8. Food (bulk from Costco, Sams,Aldi, Walmart, Target, )
9. Nuts (Pecan, almonds, )
10. Fruit of the Loom and Hanes white shirts and products
11. Bible (nice bounded from Amazon)
12. Mug from Starbucks
13. Socks
14. Lotion
15. Watches
16. Jewelries
17. Microwavable pop corn packs
18. Mac and Cheese boxes
19. Canned goods (Spam,Campbells, any corned beef brand,)
20. Wine in boxes or bottle ( )
21. Pens and Pencil
22. Dollar Bill in $1 $5 $10 bills
23. Trader Joes peanut butter
24. Nutella
25. Trail Mix
16. Pistachios from Costco
17. Vitamins from Costco and Sams
18. Bags from Ross dress for less
19. Victorias Secret
20. Soap (Dove, Irish Spring,Head and Shoulders)
21. Make up and Lip stick
22. Stick Deodorants
23.
24.

or just invite your family to dinner at your house.
or treat them in a nice restaurant.
or bring them to a nice beach
or bring them to a nice public swimming pool.
-because its easier for your pocket and you get to taste the best Filipino food with them.

Watch for department store sale like Macy’s dillards Nordstrom when they go on sale – you can buy signature tshirt for less there.
Don’t forget to visit Big Lots, Aldi, Dollar General, Walmart and Dollar Stores and outlet stores too.

and don’t forget to buy things you will need when you reach Philippines, your convenience here abroad is not a convenience there most of the time it’s a luxury there, so better send ahead your needs properly.

and if you are an American and just visiting Philippines and just trying to look for things you want to give to friends/colleague upon arrival in Philippines, my advice is to just get them things that are priced around $50 to $100 range or below, I’m sure the recipient will be happy with that.

Earthquake in Dallas

Just as about 7:06 am today I felt earthquake I would say it’s about magnitude 3 to 4,

I was on bed when I felt it, I thought it was just a joke, but as soon as I see the ceiling fan string moving I think this no joke earthquake!

I hope everyone around Dallas and DFW area are doing ok